Products & Services > Life Insurance

Life Insurance

Life insurance represents financial stability for you and your family. A life insurance policy helps to ensure that your dependents will have the financial resources necessary to protect your home and other assets while at the same time, providing income to run your household when you die. In addition, it provides the financial resources to pay down debt, cover future education expenses, and tax burdens.

Life insurance is financial protection. The most prevalent reason people purchase life insurance protection is to replace income that would be lost with the death of a wage earner. Finally, life insurance can play an important role in estate and tax planning, cash accumulation, retirement funding, and the transfer of wealth to your beneficiaries.

Types of life insurance include:

  1. Term (e.g. 10 year, 20 year, to age 100)
  2. Whole life
  3. Universal life
  4. Joint first to die
  5. Joint last to die
  6. Insured annuity
  1. Debt coverage, e.g. A loan or mortgage
  2. Partner/shareholder buy-out
  3. Key person

In The News

  • May 12, 2017

    Is HealthPlus right for you?

      HealthPlus is a Private Health Services Plan. Used by thousands of small business owners across Canada, a PHSP enables the business to deduct 100% of the family’s health and dental expenses incurred by themselves and their employees as a business expense. One of the great benefits of our plan is that it gives you…


Client Login

Click here to access the Client Section.


101 Duncan Mill Rd., Suite 103
Toronto, ON M3B 1Z3 Map »
Tel: 416-391-3764
Fax: 416-391-5451

© 2010 Protect Insurance Agencies Inc. All Rights Reserved.
Site by Parade