Products > Critical Illness

Critical Illness

Chances are there is someone close to you, perhaps a relative or a friend who has had cancer, a heart attack, or a stroke. The increasingly high survival rate from these illnesses has caused insurers to develop a special type of insurance policy that provides living benefits. This coverage is called critical illness insurance.

Critical illness insurance pays a lump sum tax-free benefit of $25,000 to $2,000,000, thirty days after you have been diagnosed with one of about twenty covered illnesses. The covered illnesses include (though may vary slightly depending on the insurance company): cancer (malignant), stroke, heart attack, bypass surgery, multiple sclerosis, kidney failure, blindness, deafness, paralysis, major organ transplant, dismemberment, Parkinson’s disease, Alzheimer’s, Rheumatoid arthritis, and late onset insulin dependent diabetes.

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