Products & Services > Business Overhead Expense

Business Overhead Expense (BOE) insurance reimburses your practice/business for overhead expenses incurred while you are unable to work due to a disability.

The amount that you can purchase depends on your monthly qualifying expenses.  Typical expenses include employee wages and benefits, rent/mortgage, equipment lease and loan payments, and utilities.

At a certain size of practice/business, this type of coverage may no longer be necessary. But if revenues would drop substantially in the event of a disability while many overhead expenses would remain unchanged, you need to purchase this coverage.

 

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